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The Journey to Wealth: 5 levels of wealth creation

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One fact about the richest people in the world is they don’t play at the bottom.they might have started there, but they didn’t stay . Most of us work hard. We sell, we create, we build small businesses and that’s beautiful. But real wealth, the kind that gives freedom and creates legacy, sits on higher levels . It’s a journey, And like every journey, it begins with a single step. Let talk about the five stages of wealth creation and how to climb from where you are to where true wealth lives. 1.       Stage One: The Seller’s Stage This is where every story begins. You have a skill, a product, or a service that people want and you trade it for money. You might be selling food, fashion, or consulting. You might be a creative, a tailor, a baker, or a digital service provider. This stage is honest, necessary, and noble. It feeds families and pays bil...

The Ripple Effect of Neglect

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  Look at this photo, it looks like an eyesore, maybe a small inconvenience, but that tiny dip in the road is more than a nuisance. It's a chain reaction waiting to cripple an economy.   The first blue lands on vehicles, shocks scatter, tires bust, suspensions give way. Owners spend more money fixing what should not be broken. That money they lost was supposed to circulate in school fees, small savings, maybe even seed capital for taxable income generating hustle. Instead, it goes to patchwork repairs. Taxable income reduces, government revenue shrinks . That same government already struggling now has even less income to fix the next road. Then the holes multiply. Now think about commerce. An e-commerce company like FastestCakes.com buys a delivery vehicle, a pink baby and expects to use it for 5 years. Bad roads cut that life to 3. Depreciation runs faster, profit margins shrink. With lower profi...

A life of purpose: A story of Rockfeller, the richest man in world

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  The richest man in the world was given one year to live at age 53 years he then made one decision that gave him 44 years more . John D. Rockefeller built an empire that would make him history's first billionaire. By 25, he owned one of America's largest oil refineries. By 31, he was the world's biggest oil refiner. By 38, he controlled 90% of all oil refined in the United States. Every decision was calculated. Every relationship was leverage. Every dollar was reinvested into building something bigger. At 50, he stood alone at the summit has the wealthiest man in America, worth what would be $340 billion in today's currency. He had won the game of wealth. But he was about to lose something far more valuable . At 53, his body betrayed him. Crippling pain consumed him daily. His hair fell out completely. Digestive problems reduced his diet to soup and crackers. The man who could buy anything on earth could barely ea...

SABOTAGE: A BUSINESS LESSON IN PROTECTING YOUR VISION

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  Many years ago, when I was working as a Sales Manager with an FMCG company, one of our top distributors, who also happened to be a major partner with one of our competitors, once ordered 30 cartons of our product. She paid cash, and I delivered. Some days later, I visited the neighbourhood where her shop was located and noticed something strange, the hawkers around weren’t selling our product . Strange, Because this same woman had just ordered 30 cartons of our product a few days earlier, and the shelf life was only 10 days. So why weren’t her hawkers picking our stock? I asked a few of them why they didn’t have our product in their boxes. Their response shocked me. They said, “ We no sabi your product o .” Meaning, they didn’t even know the product existed! How Interesting. At that point, I assumed maybe she had sold out. So I asked my driver to drive us d...